Don’t Let Water Turn to Mold!

March 3, 2011 at 4:21 PM | Posted in Home | 1 Comment
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As a follow up to our post 2 weeks ago (Get Ready for the Thaw!) we want to touch upon what to do to prevent mold, and what is covered if you have it. 

When you have water in your house, mold will follow if it is not cleaned up properly.  The trick to preventing mold is moisture control. 

  • You should locate and fix the source of the moisture. 
  • Dry water damaged areas and items within 24 to 48 hours to prevent mold growth.   

For mold coverage, a homeowner policy will pay a maximum of $10,000 to properly remove mold resulting from a covered water loss, and $50,000 liability for anyone that is harmed because of the mold.  

It is important to stress that mold coverage on a policy will only respond if the initial cause of the mold is something that is covered under a homeowner policy (i.e. – a pipe that burst or water damage due to an ice dam). It will not respond to mold due to something that is not covered under your homeowner policy such as water seeping through the basement floor or walls.   

If you have a large area that is damaged by water, or if you can see or smell mold you may have a health risk.  If that is the case, you should consider hiring a professional to perform the clean up.


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  1. Great Precaution for molds free surrounding. Great job!

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