Insurance Coverage for Private Events

May 2, 2012 at 9:04 AM | Posted in Event Planning, Insurance Policy, Personal Insurance, Personal Property | Leave a comment
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Do you have a special event coming up in your future such as a wedding, graduation party, birthday bash, or bar/bat mitzvah? Since the price tag for these celebrations has escalated over the years, purchasing Private Event Coverage will help protect your investment and ensure that you have proper coverage for the following items:

  • Liability.  Nearly all rented facilities require that you provide proof of liability coverage, and not all Homeowner policies cover outside events. This protects the sponsor(s) of the event if a guest is injured or causes damage to property.
  • Gifts, Special Attire, Jewelry, Rental Property.  Covers the cost of repairing or replacing such items if they are lost, stolen, or damaged.
  • Lost Deposits.  Provides reimbursement of deposits if a vendor goes out of business, declares bankruptcy before your event, or simply fails to show up.
  • Severe Weather.  If severe weather such as a hurricane forces you to postpone your event, this provides reimbursement for non-recoverable expenses.
  • Ruined Photos.  If your photographer’s film is defective or negatives are lost or damaged, this covers the cost to re-take new photos.
  • Call to Duty.  If the bride or groom is unexpectedly called up to active duty, or has her/his military service leave revoked forcing you to postpone the event, this coverage provides reimbursement for non-recoverable expenses.
  • Cancellation.  If your event is cancelled, this coverage pays up to the limit for non-refundable expenses.
  • Change of Heart (optional feature).  Recovers expenses if the bride or groom experiences cold feet during the planning process. Subject to limitations.

For less than $200 you can rest assured that unexpected problems don’t ruin your months of hard work. Contact us today at 888-850-9400 to obtain this valuable coverage.

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