Travel Trailer, Camper, Motor Home – It’s Special!

July 25, 2012 at 9:23 AM | Posted in Camper, Insurance Policy, Motor Home, Personal Insurance, Personal Property, Specialty Policy, Travel Trailer | 1 Comment
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Call it what you will – it’s more than your weekend escape, it is your second home. Make sure it is properly covered.

Insuring your travel trailer, fifth wheel, or motor home on a Specialty Policy vs. adding it to your Auto Policy has its perks. A Specialty Policy offers coverages that your regular auto policy does not. For instance:

  • Personal Effects/Contents provides coverage for your personal belongings that are used inside your trailer.
  • Accessories Coverage provides coverage for awnings, antennas, satellite dishes, or other attached parts for your travel trailer.
  • Emergency Expenses provides coverage for temporary housing and travel expenses, and costs to return the trailer to your home when a covered loss occurs more than 50 miles away from your home.
  • Total Loss Replacement Cost provides you with a new travel trailer of like kind and quality in the event of a total loss within the first five years of purchase. If your trailer is on a regular auto policy, a loss is always settled on an actual cash value basis, which would depreciate for how old the travel trailer is.
  • Camp/Vacation Liability provides liability coverage when a travel trailer is used as a secondary/seasonal residence.

Protector Group can identify your particular needs, finding the right policy coverages to keep you motoring in confident and secure style!


1 Comment »

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  1. Wow, good information. I personally, need this type insurance.

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