Auto Policy Enhancements You Want to Consider

November 14, 2012 at 9:44 AM | Posted in Auto, Insurance Policy | Leave a comment
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Your auto policy can provide much more coverage than basic liability and physical damage.  The following are some enhancements that you want to consider when reviewing your coverages:

  • Accident Forgiveness – forgives your first at fault accident.
  • Roadside Assistance – gives you 24/7 access for emergency roadside assistance.
  • Rental Car Coverage – can extend or upgrade the initial rental car coverage you purchased on the policy depending on the company you are insured with.
  • Disappearing Deductibles – reduces your deductible for each year of incident free driving.
  • Accidental Airbag Deployment Coverage – repairs or replaces an airbag that accidentally deploys.
  • Waiver of Depreciation – waives deductions for wear and tear items at the time of a claim up to a certain limit.
  • Trip Interruption Coverage – covers reasonable expenses incurred due to a covered loss when 100 miles or more away from home.
  • Personal Belongings Coverage – covers personal belongings in the vehicle damaged in an accident that would normally be excluded.
  • Pet Injury Protection coverage for pets injured in a covered loss.
  • Loan/Lease Gap Coverage – pays the total due on a vehicle loan in the event of a total loss, even if the Actual Cash Value is less than the loan amount. 

Call Protector Group at 1-888-850-9400 to review which of the coverage enhancements are available on your auto policy to meet your specific needs — before you need to file a claim.


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