Pothole Damage to Your Vehicle

June 12, 2013 at 9:09 AM | Posted in Auto | Leave a comment
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The roads are getting worse and worse as towns run out of money to repair the damage to the roads from the winter. Some of the potholes out there are getting pretty big and unavoidable. The damage they can cause to suspension, steering, undercarriage, tires, and rims can be extensive.

Here is a list of signs that you may have pothole damage:

  • The vehicle rolls or sways on turns.
  • The front end dives when braking.
  • The rear end squats when accelerating.
  • The vehicle bounces or slides sideways on a winding road.
  • The vehicle bottoms out or thumps when going over a bump.
  • There is a loss of directional control during sudden stops.

The best way to prevent damage is to avoid the pothole altogether. With so many potholes out there, sometimes that is hard to do. If you can’t avoid them:

  • Lower your speed. More damage occurs at higher rates of speed.
  • Make sure your tires are properly inflated.
  • Don’t apply the brakes when driving over a pothole. Applying the brakes tilts the vehicle forward and places stress on the front suspension, which is the first part of the vehicle to hit the pothole.

Any sudden and accidental damage your vehicle sustains from hitting a pothole is covered but unfortunately, the loss would be considered a single vehicle accident. This means the deductible would apply and you could end up with a surcharge on your driving record for the next six years.

Massachusetts Law concerning potholes and road defects can differ depending on whether the problem road is a city, town, or state road.  If your vehicle suffers pothole damage you may want to check with the city or town that the damage occurred in to see what their Pothole liability and reporting procedures are.

If you have questions on damage you may have due to potholes, call Protector Group at 888-850-9400.


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