Protecting Yourself from Tree Damage

August 13, 2014 at 9:24 AM | Posted in Home | Leave a comment
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These mild summer days are actually the best time to prepare for the coming storm seasons. If you have trees on your property, you may want to be aware that falling trees and limbs are very common causes of property damage, personal injury, and sometimes death. Windstorms, ice storms, and snow storms can bring even the healthiest tree crashing down. Heavy rains can saturate the ground causing trees to uproot and fall. In addition, trees with large roots can damage septic systems, foundations, utility lines, and sidewalks.

The following signs may require special attention:

  • Trees that are hollow or have cracks in the trunk and major limbs
  • Trees that are decaying or have mushrooms growing from the bark
  • Branches hanging over a roof or that directly contact a roof, siding, or power lines
  • Trees with V-shaped forks rather than U-shaped forks may be more likely to split

Most homeowners are able to attend to these conditions by pruning or removing trees themselves, however, it is always best to consult with a licensed tree care specialist.

Not all homeowner insurance policies automatically provide coverage for tree damage and removal of fallen trees. Contact your agent to see what coverage options are available to you before a loss occurs.

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