Preventing Ice Dams

December 17, 2014 at 3:24 PM | Posted in Home, Insurance Policy, Personal Property, Safety Tips, Seasonal | Leave a comment
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One culprit of an unpleasant winter experience could be hiding beneath the snow on your roof! This sneaky culprit is better known as an Ice Dam.


The first sign of a potential ice dam is the formation of icicles. Icicles occur when water from melting snow is unable to flow freely off of the roof. The heated air in your home rises and can spread into your attic, warming the roof area above. As the snow melts and the water rolls down your roof, it freezes. The freezing water continues to build up, forming an ice dam along the edge of the roof. Often times, melting water will start to build up under an ice dam and work its way under roofing shingles causing internal leaks and water damage.

As a homeowner, there are steps that you can take ahead of time to avoid water damage from ice dams.

  • Increase the insulation above ceilings
  • Install exterior ice melt solutions, such as heating cables
  • Increase ventilation in attics
  • Seal off every possible air leak that might warm the underside of the roof
  • Remove snow with a roof rake or still-bristled brush
  • Make sure that ducts connected to the kitchen, bathrooms, and dryer vents all lead outdoors through either the roof or walls but not through the soffit (underside of the roof)

Water damage to the contents in your home resulting from ice dams is not covered by your homeowner’s insurance policy unless you purchase “All Risk on Contents” coverage.

Staying ahead of an ice dam can be difficult. By calling us at 888.850.9400 today, we can easily review your policy together, and ensure you are covered by more than just the roof over your head!



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