The Best Defense Against a Boat Claim

July 29, 2015 at 9:14 AM | Posted in Uncategorized | Leave a comment

The best defense against a boat claim is prevention.  It is important to follow the rules of the waterways.  Colliding with another boat, hitting another boat’s wake, collision with a foreign object, rock or land are some of the biggest causes of claims which are preventable accidents if safety protocol is followed. Below are some tips about what NOT to do while boating:

  • Lacking familiarity of your surroundings – get to know the area and how to navigate safely. Not being familiar with the waterway can cause damage to your boat and get you into a sticky situation.
  • Speeding
  • Showing off/exhibition
  • Not obeying the rules – take a US Coast Guard class to ensure you know all the regulations and rules of the water.
  • Failure to have proper safety equipment – Life jackets and a life ring. Not wearing appropriate life jackets and/or not ensuring you are carrying one per passenger aboard puts your passengers at risk. Encourage each person to wear a life jacket on the boat at all times. Accidents can happen that won’t allow a chance to put a life jacket on in time.
  • Proper lights and markings on the boat so others can see you.

An ounce of prevention goes a long way to avoiding the headache of a claim.  Call us at 888-850-9400 to make sure you have the proper coverage in place to protect your boat and your loved ones.



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