Registry of Motor Vehicles Launches Low Plate Lottery for 2012

June 27, 2012 at 9:00 AM | Posted in Auto, RMV | Leave a comment
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If you have ever wanted a low license plate number, now is your chance!

The Massachusetts Registry of Motor Vehicles has just announced the 2012 Low Plate Lottery. There are 124 low plate numbers that will be included in the lottery. For a list of the plate numbers available and an application, visit www.mass.gov/rmv.

To enter you must:

  • Complete the RMV online application – Note: Only one entry per customer.
  • Postmark your entry no later than August 13, 2012Note: Hand delivered or late entries will not be accepted.

The date of the drawing will be held prior to September 15, 2012 and the results will be posted on the RMV website. The winners will be notified by email.

Call Protector Group at 888-850-9400 if you have additional questions.

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Protect Your Classic and Antique Vehicles

June 20, 2012 at 9:14 AM | Posted in Auto, Insurance Policy, Personal Insurance | Leave a comment
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A classic or antique vehicle is more than just a weekend ride, it’s a long-term investment that will continue to appreciate in the future. If your special vehicle is only driven occasionally or for specific events, and is not used for transporting passengers or for business, you may want to consider a Collector Car Insurance Policy.

Why obtain a special policy for these vehicles instead of adding them to your standard auto policy?

  • You save money. The cost of adding these vehicles to your standard auto policy can cost up to 5 times more.
  • You only pay one blanket liability price no matter how many classic vehicles you have.
  • The companies that insure classic cars offer unique coverages that you can’t get on a standard auto policy, including: actual cash value, stated amount, or agreed value. Standard auto policies will only pay actual cash value (depreciated value) at the time of a loss.

Protector Group can insure all your vehicles are properly covered. Call us at 888-850-9400 for additional information.

Are Your Holiday Gifts Protected?

January 4, 2012 at 9:09 AM | Posted in Home, Insurance Policy, Personal Insurance, Personal Property | Leave a comment
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Scheduling items such as jewelry, furs, and fine arts will insure them for the full replacement cost, regardless of the reason for the loss. There are two ways to list these items on your policy:

  1. Blanket Coverage – Items are placed in a category with a total dollar amount, which usually does not require an appraisal; or
  2. Individual Coverage – Schedule each item separately using the appraised value.

No deductible applies to either method.

We recommend having your valuables appraised on an annual basis to ensure they are properly covered.

Call us at 1-888-850-9400. We will be happy to help you determine the best method to protect these valuable items.

Personal Property…is it covered?

February 18, 2011 at 11:10 AM | Posted in Home | Leave a comment
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While your homeowner’s policy provides excellent coverage, some of your most precious items may have limited coverage.  Valuable items such as diamond rings, silver, and fine arts can take a week’s, month’s or year’s worth of income to purchase, but only a few seconds to be lost due to theft, natural disaster, or other unforeseen events.

A Scheduled Personal Property Endorsement can help.  There are many benefits to this endorsement including:

  • No deductible
  • Coverage provided for mysterious disappearances and breakage
  • Standard homeowner policies cap coverages in these classes

It’s quick and easy to add this endorsement and provides protection for the following types of items:

  • Jewelry – including engagement rings and watches (in and out of the vault)
  • Fine Arts
  • Silverware – including silver plated, gold plated, or pewterware
  • Furs and fur garments
  • Coins – including rare and current
  • Stamps and Stamp Collections
  • Limited Editions – including figurines, books, dolls, plates, antiques, and photographs
  • Hobby Collections – including trading cards, comic books, etc.
  • Musical Instruments
  • Cameras
  • Sports Equipment – i.e. golf clubs
  • Firearms 

If you are not sure what’s worth covering, or how much coverage you need, give us a call at 888-850-9400.  We can help you determine what coverage provides you with the best value.

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